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Earn up to 12% interest on EURx, GBPx and USDx


Please follow these three steps to make your savings work for you: 

  1. Open your free and secure personal or business Nexo account by clicking here.
  2. Complete identity verification.
  3. Transfer your savings to your Nexo account. Please do not forget to use your unique reference code. The minimum top-up for:
    • EURx is 1,000 EUR (will be lowered soon)
    • GBPx is 10 GBP
    • USDx is 10 USD
  4. Earn! You will start earning compounding interest after a minimum of 24 hours of your transfer.


* Please keep in mind that bank transfers in EUR and USD are processed by our banking partners only on business days. 

What should I do to start earning 12% interest on my idle funds?



1. You will need to stake NEXO Tokens worth 10% of the total value of assets in your Nexo account to be eligible for higher interest rates. In other words, you have to be in the Platinum tier of our Loyalty Program.

The exact amount of NEXO Tokens required for the bonus interest rates in any given moment will depend on the token price and is displayed on the ‘Nexo Loyalty Levels’ screen:


2. You will have to choose to earn interest in NEXO Token.

To learn more on how to activate earning interest in NEXO tokens, please click here

3. You will have to sign-up for one of our Term Deposits.


Due to changes applied, the exact interest rates, depending on the user’s Loyalty tier and bonuses applicable for fixed terms and/or earning in NEXO Tokens, are indicated on the Nexo platform.

Main benefits of Nexo “Earn Interest on FiatX” product:

  • High-yield savings & passive income with an interest rate of up to 12% per year
  • No fees
  • Add and withdraw assets at any time
  • Crypto custodian insurance policy of up to $775M
  • All funds are asset-backed by Nexo’s growing portfolio of overcollateralized crypto loans


In case you have enabled the Unlock Fixed Term option or you would like to find out more about it, please refer to this article.



1. Nexo Earn Product is not available for citizens or residents of certain jurisdictions, including where restrictions may apply, such as Bulgaria, Estonia and the USA

2. Clients will not be able to make GBP transfers from the jurisdiction of Malta after November 1, 2021. 

3. After successfully topping up EUR/GBP/USD, we automatically exchange the amount’s equivalent to EURx, GBPx, USDx with a guaranteed 1-to-1 conversion rate. You earn up to 12% annual interest on your EURx, GBPx, USDx which is secured at all times by asset-backed portfolios of overcollateralized loans. Upon a withdrawal request, the equivalent of EURx, GBPx, USDx is automatically exchanged at the guaranteed 1-to-1 conversion rate and we send the funds back to you.


Related articles:

How to transfer EUR and GBP to Nexo

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