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Loan Repayment

You can make loan repayments at any time with any amount over the minimum repayment limit for the assets supported by our platform. For the minimum requirements for crypto and FiatX, please click here. Currently, you can repay your loan partially or in full using the following currencies:

- FiatX: USDx, EURx, GBPx

- Stablecoins: USDT, USDC, TUSD, USDP, DAI, BUSD

- Crypto: BTC, ETH, LTC, XLM, BNB, BCH, EOS, LINK, TRX, DOT, ADA, DOGE, UNI, AXS, MATIC, SOL, AVAX, LUNA2, USTC, RUNE, FTM, ATOM, SAND, KSM, GALA, SUSHI, CRV, AAVE, NEAR, APE, 1INCH, MKR, OP, FTT, HT, ENS, LDO, SWEAT, GTM, COMP, SNX, GRT, XRP (requires Identity Verification, currently not available for US residents and citizens), and NEXO (requires Identity Verification, currently only the interest can be repaid with NEXO tokens). The transaction is performed through API on some of the major exchanges (i.e. Bitstamp, Kraken, etc.) without any additional fees besides the exchange's fees.

- any combination of FiatX and crypto


  • Repayments with Terra Classic (LUNC) are currently unavailable


In order to start the repayment process please login to your Nexo account and click on the "Repay" button as seen on the screenshot below:


Then, choose one of the available options from the drop-down menu:



Note: Please be advised that loans repaid in less than 30 days are charged interest for the remainder of the 30-day period at the standard APR of 13.9% regardless of your loyalty tier. This is in order to prevent improper use of the Nexo Platform and to safeguard Nexo as a company, but more importantly, our clients and investors.

This information is also available on the Credit Line Repayment screen as seen in the sample screenshot below:



If you are repaying a loan 20 days after you took it, you will be charged the additional interest for the remaining 10 days out of the 30-day period (30 - 20 = 10) at 13.9%.


Please keep in mind that the interest applied to your loans is compound interest i.e. it is calculated based on both the initial principal and the accumulated interest.

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