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What is the Nexo Card and what are the benefits?

The Nexo Card is a natural extension of our Instant Crypto Credit Lines, allowing you to make everyday purchases on the go without having to sell your valuable crypto.

Put simply, Nexo gives you fiat you can spend and in return, you provide crypto as security for repayment – and all this is done in the background whenever you make a purchase with your card. You can buy anything you like with your card, just as you can with any other international card but at better terms.

As soon as you get your Nexo Card, you’ll start earning instant crypto rewards on every transaction, paid out in Bitcoin (up to 0.5% back) or NEXO Tokens (up to 2% back) – with the option to change your reward currency at any time, as often as you like. 

And there are even more benefits for you to enjoy:

  • Accepted by 90M+ merchants worldwide
  • No minimum monthly repayments
  • No monthly, annual, or inactivity fees
  • No FX fees for up to €20,000 per month
  • Up to €10,000 in monthly ATM withdrawals
  • Up to 10 free withdrawals per month
  • Free additional virtual cards
  • Freeze and unfreeze your Nexo Card from our mobile app with a single tap
  • Monitor all your transactions in real-time and full detail
  • View your PIN and change it at any time if needed


You’ll be able to activate your virtual Nexo Card immediately and order a physical one that will arrive in due time. Once connected to Apple Pay or Google Pay, the virtual card functions just like the physical one – with the added benefit that you can’t lose it or have it stolen out of your pocket or purse.


You can watch our explainer video below and refer to this article on how to order your Nexo Card.

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